After a  motor vehicle accident , many people assume that only the drivers involved can be held responsible. In reality, a careless company, property owner, or government entity may also contribute to the crash. McPhillips, Fitzgerald & Cullum LLP, established in 1911, is the longest-serving law firm in the Greater Glens Falls region and holds Martindale-Hubbell’s highest AV rating for its accomplished team. 

With  13 accomplished attorneys  across multiple specialties, the firm is known for its long-standing commitment to hard work and loyal client service. For injured individuals in Glens Falls, Chestertown, and Miami Shores, recognizing potential third-party liability can play a key role in building a stronger claim and pursuing meaningful compensation.

Third-party liability arises when someone other than the drivers involved in a crash is legally responsible for the harm. This often occurs in situations involving defective vehicle parts, dangerous road conditions, or negligent employers. When a third party contributes to a collision, an injured person may be able to pursue compensation beyond the insurance policy of the at-fault driver.

Several types of third parties may bear responsibility in a motor vehicle accident, including:

• Vehicle or parts manufacturers that produce defective brakes, tires, airbags, or steering components
• Government entities that allow dangerous road design, broken traffic lights, or poor maintenance to persist
• Construction companies that create unsafe work zones or fail to post proper warning signs
• Employers whose employees cause crashes while driving company vehicles or performing job-related tasks
• Vehicle owners who ignore necessary maintenance, leading to preventable mechanical failures

In each of these scenarios, liability does not end with the driver involved in the crash.

When additional parties are involved, there may be multiple sources of insurance coverage. Third-party claims can help accident victims seek compensation for:

• Hospital and medical expenses
• Physical therapy and rehabilitation
• Lost income and reduced earning capacity
• Pain, emotional distress, and loss of quality of life

This can be especially important for people dealing with severe injuries or long-term disabilities caused by product-related defects.

Third-party liability claims often involve technical evidence, corporate records, and detailed investigations. Injured individuals may face aggressive insurance companies and complicated rules in both New York and Florida. McPhillips, Fitzgerald & Cullum LLP can review accident reports, consult with experts, and identify all parties who may share responsibility for the crash.

Anyone in Glens Falls, Chestertown, or Miami Shores who believes a product defect, unsafe roadway, or negligent company contributed to a motor vehicle accident can take an important step forward by  scheduling a consultation. Contact McPhillips, Fitzgerald & Cullum LLP at 518-792-1174 for our New York offices or 305-751-8556 for our Florida location to explore your legal options and get guidance tailored to your situation.

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